Tomorrow's
underwriting, today
underwriting, today
Shaping the future of insurance through algorithmic underwriting
Partner with usin partnership with Leading companies
Insurance Reimagined
REDUCING QUOTE TIMES FROM WEEKS TO SECONDS
Aurora's Platform as a Service enables insurers to rapidly deploy white-labelled, algorithmic underwriting products for complex and specialty lines.
Partner with us“As the yacht P&I portfolio continues to grow, the importance of efficiency and speed for all stakeholders involved increases. With the assistance of Aurora, we have built a platform that is going to place us in an even stronger position to provide a streamlined service for our brokers and clients. We are extremely grateful for the opportunities this platform is going to provide us and could not have asked for a better partner in Aurora.”
Frankie Hazle
Lead Underwriter
payments & billing
AI Data extraction
portfolio optimisation
data enrichment
address enrichment
real-time quotations
sanctions & compliance
digitised pricing
submission ingestion
dynamic document generation
risk insights
Algorithmic
Underwriting,
Delivered
Underwriting,
Delivered
Aurora automates the entire risk assessment, pricing, and underwriting process, from submission to bind, for both Lead and Follow placement.
Combining our specialist actuarial and underwriting expertise with the latest AI, we leverage our algorithmic platform to digitise insurers' products and distribute in market via delegated authority.
Enabling insurers to trade within their existing risk appetite, on their terms, under their own brand – without the need to procure or integrate the technology.
Combining our specialist actuarial and underwriting expertise with the latest AI, we leverage our algorithmic platform to digitise insurers' products and distribute in market via delegated authority.
Enabling insurers to trade within their existing risk appetite, on their terms, under their own brand – without the need to procure or integrate the technology.
Why do insurers partner with Aurora for algorithmic underwriting?
Real-Time QuotationsAccess instant decisions for complex commercial risks via a white-labelled algorithmic platform - reducing quote times from weeks to seconds.
Speed to MarketDigital, Lead algorithmic products Live in months, not years via delegated authority - no legacy integration or drawn-out procurement.
Continuous Loss Ratio Optimisation1000+ data enrichment points deliver rich, granular insights that continuously optimise loss ratios through Aurora's algorithmic feedback loop.
Reduce Costs, Enable GrowthUp to 90% reduction in administration costs. Enable strategic growth without proportional headcount increases.
Stay Ahead and Test New InnovationLeverage Aurora's continuous innovation - test and deploy new AI and data solutions rapidly to maintain competitive advantage.
Streamline Broker WorkflowsAI automation for email and schedule ingestion cuts submission to bind from weeks to minutes - no broker workflow changes, no trading friction.
How Aurora partners with Insurers and Brokers to deliver value
For Insurers
Aurora's Algorithmic Underwriting as a Service
Aurora automates the entire case underwriting process.
Our specialist teams design, implement, host and manage the full white-labelled algorithmic platform - giving carriers market-leading capabilities under their own brand, with no integration friction.
Our specialist teams design, implement, host and manage the full white-labelled algorithmic platform - giving carriers market-leading capabilities under their own brand, with no integration friction.
Transform performance
Automate complex Lead underwriting, continuously optimise loss ratios and improve pricing and underwriting – cutting costs and accelerating profitable growth.
Scale efficiently
Grow existing portfolios, enter new markets, and accelerate digitisation rapidly - without significant implementation costs, risk and additional underwriters.
Focus on growth
As a regulated Delegated Underwriting Authority, Aurora handles compliance, manages funds, and continuously refines algorithms – freeing you to focus on strategy and relationships.
Transform performance
Automate complex Lead underwriting, continuously optimise loss ratios and improve pricing and underwriting – cutting costs and accelerating profitable growth.
Scale efficiently
Grow existing portfolios, enter new markets, and accelerate digitisation rapidly - without significant implementation costs, risk and additional underwriters.
Focus on growth
As a regulated Delegated Underwriting Authority, Aurora handles compliance, manages funds, and continuously refines algorithms – freeing you to focus on strategy and relationships.
For Brokers
Aurora's Own Digital DUA
Trading innovative products and providing exceptional service via Aurora's MGA
We combine Aurora's proprietary platform capabilities with the expertise of carefully selected lead underwriters to design, build and scale specialist insurance products.
Delivering efficient quote and bind workflows and intuitive digital experiences for complex risks that have historically relied on lengthy manual processes, significantly accelerating placement times.
Consistent with the broader Aurora value proposition, our DUA model reduces operational friction for brokers, supports distribution at scale and enhances margins.
Aurora launches Lloyds-backed Property Owners product. Read more →Book an introductory callDelivering efficient quote and bind workflows and intuitive digital experiences for complex risks that have historically relied on lengthy manual processes, significantly accelerating placement times.
Consistent with the broader Aurora value proposition, our DUA model reduces operational friction for brokers, supports distribution at scale and enhances margins.
Leading QBE's global market entry into Lead Algorithmic Underwriting
Aurora has partnered with QBE to deliver a fully automated, lead algorithmic underwriting capability for complex marine risks. Built as a white‑labelled underwriting engine operating directly inside QBE, the solution enables data extraction, quoting, binding and certificate issuance of Yacht Protection & Indemnity submissions end‑to‑end without human intervention. Reducing quote-to-bind for complex submissions from days to under 10 minutes. This market-first approach transforms a historically manual workflow into a governed, high‑speed, algorithmic underwriting process - with more than 90% of risks fully automated.
Leading change in specialist insurance
Via Aurora's digital DUA, Aurora has leveraged its digital capabilities, specialist underwriting expertise and pricing and data innovation to create a Lloyd's backed Property Owners product. Supported with capacity from Beazley with over 50 brokers trading.
Market-first lead algorithmic underwriting framework for mid-market commercial insurance
With capacity from AXA, Aurora built and deployed a market-first lead algorithmic underwriting framework for UK mid-market commercial risks. Delivering up to £12.5 million in lead capacity, with the majority of risks written without human intervention. This complex product combines Property, Business Interruption, Employers' Liability and Public & Products Liability into one seamless package.
Aurora in the news
Lead Algorithmic Underwriting now live
QBE Insurance and Aurora launch embedded lead algorithmic underwriting capability. QBE's British Marine Insurance Yacht P&I becomes the first live product, cutting quote-to-bind from days to under 10 minutes.
The future of Algorithmic Underwriting
At InsTech London, Aurora joined the panel to discuss what's next for algorithmic underwriting. A clear theme emerged: 2026 is the year lead algorithmic underwriting moves from proof of concept to production at scale for insurers.
Aurora secures funding from QBE Ventures
Digital commercial insurance platform Aurora has secured seed funding from QBE Ventures, the investment arm of QBE Insurance Group.
Let's discuss how we can work together